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Accounts for Everyone
Accounts for Everyone
An Account to Fit Your Lifestyle
Wouldn’t the world be boring if everyone was just alike? At Citizens State Bank we know that our customers are unique and that your banking needs may differ from your neighbor’s. That’s why we offer a variety of accounts to meet your needs. Whether you’re a student or a business, high-tech or traditional, there is an account just for you. As your life changes, be sure to take a look at your accounts to make sure you’re getting the most out of your banking experience. Contact an account representative at any of our locations to discuss checking and savings account options.

Privilege Status ATMs
Privilege Status ATMs
You have Privilege Status!
With a Citizens State Bank ATM or Debit Card you are a member of the Privilege community! Use any Privilege ATM and your ATM fees are discounted. To find Privilege Status terminals throughout the United States, check their website at http://www.shazam.net

Citizens Checking Account
All the features of a traditional checking account, including ATM or MasterCard Debit Cards, and the option to receive traditional paper statements or convenient e-statements. Monthly services charges depend on the lowest daily balance during the month.

Convenience Checking Account
This account is truly hassle-free banking with no low-balance fees and convenient e-statements sent to your inbox every month. Use with our online banking service to completely simplify your finances.

Golden Checking Account
Designed to meet the needs of our customers age 55 or better, the Golden Checking Account features no low-balance fees, a free safe deposit box, and your first box of checks at no charge.

NOW Checking Account
All the features of a traditional checking account – and it earns interest.

Money Market Account
Ideal for customers who are looking to earn interest and write a limited amount of checks, our Money Market Account allows up to 6 withdrawals per month. The interest rate increases as your balance reaches each tier.

Student Checking Account
Students have so many things to worry about...so this account is designed to be worry-free, with no service charge and a low minimum opening deposit. Qualifying customers are active students up to age 23.
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News and Specials
FDIC Insurance Coverage Update
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
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