With a Citizens State Bank ATM or Debit Card you are a member of the Privilege community! Use any Privilege ATM and your ATM fees are discounted. To find Privilege Status terminals throughout the United States, check their website at http://www.shazam.net

Citizens State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under FDIC’s general deposit insurance rules.

All the features of a traditional checking account, including ATM or MasterCard Debit Cards, and the option to receive traditional paper statements or convenient e-statements. Monthly services charges depend on the lowest daily balance during the month.

This account is truly hassle-free banking with no low-balance fees and convenient e-statements sent to your inbox every month. Use with our online banking service to completely simplify your finances.

Designed to meet the needs of our customers age 55 or better, the Golden Checking Account features no low-balance fees, a free safe deposit box, and your first box of checks at no charge.

All the features of a traditional checking account – and it earns interest.

Ideal for customers who are looking to earn interest and write a limited amount of checks, our Money Market Account allows up to 6 withdrawals per month. The interest rate increases as your balance reaches each tier.

Students have so many things to worry about...so this account is designed to be worry-free, with no service charge and a low minimum opening deposit. Qualifying customers are active students up to age 23.