Citizens State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under FDIC’s general deposit insurance rules.

It’s never too early to start saving with our Student Savings Account, featuring a low minimum opening deposit and up to 6 withdrawals per quarter at no charge. Qualifying customers are active students up to age 23.

Ideal for customers who are looking to earn interest and write a limited amount of checks, our Money Market Account allows up to 6 withdrawals per month. The interest rate increases as your balance reaches each tier.

Our Savings Account features quarterly statements and 6 withdrawals per quarter at no charge. Interest rate is subject to change; see your local branch for details.