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It's your lucky day!
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Let's Get Organized!
Go Green
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CSB Takes Debit Card Security Seriously
GO TEAM!!!
Happy Thanksgiving
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Built on the Past - Banking for the Future
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It's your lucky day!
It's your lucky day!
You’ve just won a contest you don’t even remember entering! You got a letter in the mail explaining everything – and a cashier’s check to cover all the taxes and fees. All you have to do is deposit the check and wire some or all of the money back to the sender to pay for the taxes and fees. Once they receive your payment, you’re guaranteed to get the rest of your prize. The catch – this is a scam. The check, as convincing as it looks, is counterfeit. The entire contest angle is a scheme to get you to wire money to someone you don’t know. If you deposit the check and wire the money, your bank will soon notify you that the check is counterfeit. And you’re out the money because money you wire cannot be retrieved, and you’re responsible for the checks you deposit – even if you don’t know they are fake. This is just one example of a counterfeit check scam.
Tips to avoid scams
Even though the thought of winning money is tempting, it really is better to be safe than sorry. The following are some 'red flags' that could give you hints that the transaction is not real. - You're asked wire money to someone you don't know. - You've never had any association with the sender. - You're asked to keep this transaction confidential until after you wire the money. - You're instructed to call the sender with your bank account information. It all boils down to the old adage - if it sounds too good to be true, it probably is!

Online Banking Security

Let's Get Organized!
Let's Get Organized!
As the new year rolls in, many people use this time as an opportunity to re-organize their lives. Whether it’s simply gathering important documents for tax time or a complete household overhaul, there’s just something about a new year that encourages us to get organized. At Citizens State Bank, we’re here to help.
Keep all your bills organized with our online bill payment system.
TIP: Set up your bills as recurring bills, even if the amount of the bill changes from month to month. Then each month when you get bill, simply plug in the appropriate amount. This will help to ensure that you don’t forget about any of your monthly bills.
Sign up for e-statements to simplify your banking records.
TIP: Each month when you receive an email notifying you that your statement is ready to view, simply save the statement to a folder on your computer. At the end of the year, you’ll have all your statements in one organized place.

Go Green
Go Green
With e-statements, we’ll send your bank statement directly to your computer. Then, you can look at it when it’s convenient for you. And, you’ll always know where to find it. Signing up couldn’t be easier...simply log into your internet banking and click on the “e-Statements” tab.

Online Banking FAQ

Bill Pay
Bill Pay
Are you STILL writing checks?
Call us today and get Bill Pay free for your first 6 months!
No checks!
No stamps!
No envelopes!
It is easier than you think to get started. With Bill Pay you can: • Pay anyone, any time, anywhere - with just a few short keystrokes • Set up repeating payments to be made automatically at the frequency you choose. • Schedule payments far in advance. • View detailed payment history online.

Online Banking

Accounts for Everyone
Accounts for Everyone
An Account to Fit Your Lifestyle
Wouldn’t the world be boring if everyone was just alike? At Citizens State Bank we know that our customers are unique and that your banking needs may differ from your neighbor’s. That’s why we offer a variety of accounts to meet your needs. Whether you’re a student or a business, high-tech or traditional, there is an account just for you. As your life changes, be sure to take a look at your accounts to make sure you’re getting the most out of your banking experience. Contact an account representative at any of our locations to discuss checking and savings account options.

Summer Fun
Summer Fun
Where will the summer take you?
Wherever you go, we’re there with online banking. Check your balance, transfer money, pay your bills, and more. Summer has never been so easy!


Be Aware
Fraudsters are becoming more and more creative. Recently, there have been reports of telephone tech support scammers calling and claiming to be from a technical support company. They may insist that you purchase software or services from their “company” or give them control of your computer so they might install or scan your computer. Once a fraudster has your personal information and/or access to your computer, both your personal identity and your computer are at risk.
Protect Yourself
To help protect yourself from scams like this do not purchase any software or services from an unsolicited caller. NEVER give control of your computer to a third party unless you can confirm without a doubt that it is a legitimate representative of a company with whom you are already a customer. If you think you may already have been a victim of this type of scam, it is important to change your passwords. There are also free resources you can utilize to scan your computer for malware and other harmful programs that may have been downloaded to your computer. More information about this and other types of scams can be found at http://www.consumer.ftc.gov/articles/0076-phone-scams .

CSB Takes Debit Card Security Seriously
CSB Takes Debit Card Security Seriously
Proactive Measures
Citizens State Bank takes the security of your debit card very seriously. That’s why when CSB was notified that some of our cardholders may have been involved in the recent data breaches at major national retailers, CSB took immediate action to replace any cards which may have been involved. Other “behind the scenes” actions were also taken to ensure the safety of our customers’ accounts.
Shazam Falcon Monitoring Program
Every CSB Debit Card is protected by a program called Shazam Falcon. Falcon is a state-of-the-art program used to analyze specific factors about each transaction and rate the transaction on the likelihood of being fraudulent. When high-risk transactions occur, Falcon will automatically decline those transactions. A Shazam Fraud Specialist will notify you that a potentially fraudulent transaction has been detected and provide you with the details. If the detected transaction is legitimate, the details will be made part of your card profile for future approval. Keeping track of new fraud scams and adapting quickly is one of the most effective ways to combat fraud. The success of this program relies heavily on the ability to make contact with cardholders. That’s why it is extremely important that Citizens State Bank has up to date contact information for you, such as cell phone numbers.
Take Steps to Protect Yourself
Other tips to help protect yourself from identity theft include; 1. Never give your personal information to people that you don’t know and trust. 2. Don’t be taken in by e-mail phishing scams asking for your personal or financial information. 3. Know who you are dealing with before providing personal information to mail order, telephone, or internet merchants. 4. Keep your passwords secure and always shred documents containing sensitive information. 5. Review your bank statement monthly and your credit report annually.

GO TEAM!!!
GO TEAM!!!
Citizens State Bank supports all area athletes
Being a student athlete takes determination and leadership to juggle practices, meets, games, matches, and school work. CSB supports our local athletes in all their endeavors! As a student, you have enough to keep you busy. Stop by any of our locations to open a student checking or savings account. Then, access your account when it’s convenient for you – anytime, anywhere, from any computer. At Citizens State Bank we’re making banking easy.

Happy Thanksgiving
Happy Thanksgiving
At CSB, we’re most thankful for you – our customers. We take pride in being your full-service community bank. You can count on Citizens State Bank to provide worry-free banking services so that you can turn your attention to the things that matter most to you, like spending time with loved ones during the holiday season. All locations of Citizens State Bank will be closed on Thursday, November 27, 2014 in observance of Thanksgiving Day.

e-Statements
e-Statements
Is this where you want your bank statement to be?
Create security! Sign up for e-Statements and your bank statement is delivered to your inbox and your computer! Our e-Statements are faster and more convenient than waiting for the mailman. Receive your statement and peace of mind with just a few clicks. You can sign up for e-Statements from your computer by signing in to your online banking account. Then, simply choose the 'e-Statments' tab. Click on the box for each account you want to switch to electronic statements, and then 'Submit'. Anywhere, anytime. We're there for you!

MasterCard® SecureCode™
MasterCard® SecureCode™
Guard your card on the web with MasterCard® SecureCode™!
Now you can guard your Citizens State Bank Debit Card with MasterCard® SecureCode™! It’s a private code that gives you added protection against unauthorized use of your card when shopping online. MasterCard® SecureCode™ is a complimentary, online security service to add protection against unauthorized use of your card online. To create your MasterCard® SecureCode™, simply visit www.shazam.net/securecode and follow the onscreen instructions. Just another way Citizens State Bank is working to keep your money safe!

Built on the Past - Banking for the Future
Built on the Past - Banking for the Future
On April 11, 1911 the Citizens State Bank was started by A. A. “Tony” Griffiths. The bank opened in Gridley, Kansas, in the present-day Gridley City Hall building. In 1964 the Trimble family purchased the bank, and in 1982 the Citizens State Bank moved into a new building in Gridley, where the main office is still located. Since then, Citizens State Bank has grown to nine locations. During the last century, many things in the banking world have changed, but the values on which Citizens State Bank was built remain the same. We are a full service financial institution, organized and operated to meet the financial needs of individuals, businesses, and organizations. Our goal is to thoroughly know our customers and provide outstanding customer service.

Meeting All Your Agriculture Needs
Meeting All Your Agriculture Needs
Citizens State Bank is proud to support local farmers and ranchers. In fact, you’ll find that many of our loan officers ARE farmers and ranchers! So we know what it takes to make your farming operation a success. Stop by any of our locations to visit with our lending staff about your agriculture needs.

Please Join Us
Please Join Us
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CSB Takes Debit Card Security Seriously
Citizens State Bank takes the security of your debit card very seriously. That’s why when CSB was notified that some of our cardholders may have been involved in the recent data breaches at major national retailers, CSB took immediate action to replace any cards which may have been involved. Other “behind the scenes” actions were also taken to ensure the safety of our customers’ accounts.
Browser Update Required
Citizens State Bank’s online banking program will soon stop supporting Internet Explorer 8. Please upgrade your internet browser to Internet Explorer (IE) 9.0 or higher prior to June 26, 2014. Other internet browsers which are supported include; Safari (Apple/Mac only), Firefox and Google Chrome.
It's Your Lucky Day
You’ve just won a contest you don’t even remember entering!
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