A Citizens State Bank certificate of deposit gives you a guaranteed interest rate for the term selected and provides you with flexible interest payment choices. We offer a variety of terms for you to choose from; terms range from 91 days to three years.

A minimum of $1,000 deposit is required. The interest rates and annual percentage yields for CDs are subject to change. Please refer to our rate chart for current interest rates and annual percentage yields.

Term Lengths

91 Days

182 Days

12 Months

13 Months

18 Months

24 Months

30 Months

36 Months