Personal Lending

Personal lending at CSB is tailored specifically to fit the needs of our customers. Our experienced lenders will take the time to understand your entire financial position, not just the current transaction, and design a loan that meets your needs. With prompt responses and timely processing, you will be able to shop with confidence and make your purchase as soon as you are ready. 


Our lending staff's priority is to find the best loan for you, not to sell you a vehicle. We will work with you to provide financing that is customized for your needs. If you are in the market for a new or used vehicle, stop by and visit with our lenders. With our quick and streamlined approval process, you will be quickly shopping with the flexibility of a cash buyer.

Photo: Several New Cars


Are you looking to purchase a motor home, camper, boat, plane, or any other type of recreational vehicle? Our lending team is standing by to work with you to create a loan that is tailor-made to match your financial situation. Customize your life and your loan terms with a recreational loan from Citizens State Bank.

Photo: Camper

Cash Secured

Do you have an immediate need for funds, but do not want to use your savings or redeem a certificate of deposit? We can help by providing you with those immediate funds. This lending option allows you to use your savings as collateral, continue to earn interest on those savings, and repay with a low interest rate. CSB is happy to discuss how to use your savings in the lending process.

Photo: Small Decorated Safe