Citizens State Bank offers investment options, such as certificates of deposit (CDs), which keep your money safe. To learn more about CDs or Individual Retirement Accounts (IRAs), please contact a customer service representative at any of our locations .

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Certificates of Deposit (CDs)

A Citizens State Bank certificate of deposit gives you a guaranteed interest rate for the term selected and provides you with flexible interest payment choices. We offer a variety of terms for you to choose from; terms range from 91 days to three years. A minimum of $1,000 deposit is required. The interest rates and annual percentage yields for CDs are subject to change. Please contact your local Citizens State Bank location for current interest rates and annual percentage yields.

Photo: Growing Coins

Individual Retirement Accounts (IRAs)

With an Individual Retirement Account you can earn tax-deferred income for retirement. A variety of IRA investment options are available to you at Citizens State Bank. Interest rates and annual percentage yields for IRAs are the same as our CD rates and are subject to change. Please contact your local Citizens State Bank location for current interest rates and annual percentage yields.

Photo: Retirement Savings Plan Book

Term Lengths

91 Days

182 Days

12 Months

18 Months

24 Months

30 Months

36 Months

Other terms and conditions may apply. Contact your local Citizens State Bank location for details.